primary scenario to build a strategy for financial inclusion in Iraq

Financial inclusion: introducing or merging those groups that are called financially that are not allowed to engage in the operations of the banking system.Studies show that 38% of adults around the world are outside banking systems, most of them in South Asia and Africa ,was found that 75% of the poor do not deal with banks because of the high costs and distances and burdensome requirements to open a financial account. And 2.5 billion people around the world do not have access to formal financial services. Only 25 percent of the world's adults earn less than $ 2 a day not put their money in formal financial institutions.